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is it legal for my ex husband to have 2 different policies -?

My husband is somewhat still too attached to his ex-wife. He has gotten better and thank God she lives an hour and a half away with their two teens and her new husband. They've been divorced for over 9 years and yet her name is still on the mortgage of the house they bought. He was too lazy and cheap at the time to refinance it in his own name. Luckily she and I got information on the Quit Claim, because she also wanted her name off of the deed. So he did get that filed. But the homeowners policy is also still in both of their names. And here's the really weird part, the same insurance co has my husband and me on a car policy! They have him listed as married to his ex-wife and living in their house, which he does not even live in anymore; and they have our policy using that same address. How is that even legal? Of course, anytime I try to mention it to my husband, he gets mad and thinks its just all about jealousy. I had to be the one to have him change everything on our retirement and life insurance policies. It's like he doesn't even care because he is convinced I am just jealous. I can't understand why he won't do something about it. Why I have to receive mail in my home addressed to him and his ex-wife..

Public Comments

1. you is confusing me, this is too long but a quit claim does not remove someone from the mortgage loan if she is still on the loan with him, the homeowners insurance is in both their names have his cheap azz refinance with you if it bothers you so much that's why if you marry a man with baggage like that, you make him sell his old marital home or bachelor pad where he f*cked other chicks, and you get your own new place together
2. Your ex wants you to suffer needlessly. Consider asking your husband if he can get this mess cleared up. The insurance company only goes by what they have legally in their files or system. Until someone tells them different, they are bound by law to keep what they have on file as legal. You have to prove to the insurance company: 1. You are now divorced from husband #1. 2. The house is now in their names not yours. And you need to be off that deed. 3. You need to tell them who lives in what house and who lives with whom. If you don't get this cleared up, you will have legal ramifications to deal with and if you think this mess is confusing now, wait until you don't clear it up and something bad happens. Seen it all the time here in California. My ex wanted me to keep him on our car insurance policy as we had 2 cars and he balked because if I took him off, his rate would go up. I was getting his stupid car insurance bill every month. I told him to take care of it, since he divorced me. He said no. I said fine, I will take care of it. I told the car insurance we are divorced, for him to get his car off my policy, and he does not live with me. He was furious but who cares. Do what's right and things will go right. Do things wrong, and you will be in a world of hurt.