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I need to save money for a car?

Okay, here's the problem: I have little money right now ($400) and I need to save for a car. Right now, though, I need to buy a camera also ($100). And to top that, I need to take my girlfriend on a date regularly! Any suggestions to make money? I'm 12 years old. Also, right now I have a business with my friend where we do any services (lawnmowing, babysitting, carwashing, etc.) so any ideas? And please, don't say im too young to go out on dates with my girlfriend/save for a car, it doesn't help at ALL. No thanks, no online surverys and I don't want to work from home. I'm 12 not 40.

Public Comments

1. First, why do you "need" this camera? Second, cut back on the dates with the girlfriend or find a place that you can go to which is cheaper (maybe a picnic in the park?) Videogames at home (chaperoned by mom)? Third, maybe you can collect recyclables from the neighborhood and take them to the recycling center for money. I know my local city has a separate can for us to put our recyclables in (which they take with trash day and then charge us for this "privilege") so perhaps your neighbors would be willing to give the recyclables to you instead? Fourth, sell whatever stuff you have that you no longer need - at a garage sell, on eBay, or on your local Craigslist.org site. Fifth, put whatever money you have into an interest bearing savings account.
2. I truly admire you and your friend’s ambition! For young persons WITH THE ambition you and your friend have, you might learn a few lessons from my answer. [What I‘m writing applies to you, your friend and anyone else interested in my answer]: It doesn’t make any difference whether you work for yourself or work for someone else. You MUST pay yourself first. What do I mean by that? For each and every dime ten cents - you earn, this is what you should do AND in this order: 1] Give 10% or 1 penny to your favorite charity. Give it to your church, temple or mosque. If you don’t have a favorite charity, talk with your parents about where they donate money. Doing this is extremely important. When you give to and for others, you get back - many, many times what you give. It doesn’t happen “overnight” or right away, BUT IT DOES happen. DO IT! 2] Put 10% or one penny into a savings account for yourself. Please don’t touch this money. Let money “grow” by earning interest and providing you with more money. 3] Spend 10% or one penny on yourself. Why? Because you worked for it, You earned it. You deserve it. This could go toward your car or camera or your dates with your girlfriend. 4] 35% or three and one-half pennies should be put aside to pay your income taxes. If you aren’t paying them now, you’ll be paying them soon enough. 5] 25% or two and one-half pennies you should use A] to pay for your gas, oil and maintenance for your lawnmower [sharpening the blades, buying the various tools you will eventually need for it, etc.]; B] buying soap, wax, chamois [if you don‘t know what this is, please look it up in your dictionary], a longer hose, etc. for the cars you wash; C] snacks, something to drink or something to have while you’re babysitting. D] Getting automobile insurance and/or other important items you will find you MUST have and cannot do without - or you might get into deep trouble if you don’t have them. [Ask your parents. They should be able to tell you.] 6] 10% or one penny for a “rainy day”. JUST incase an emergency comes up and you HAVE TO HAVE some extra money to get somewhere or do something or buy something you forgot to buy. Do these things each and every time someone gives you money. No matter how much or how little it is, do it. This is all part of budgeting and managing your money. When you take proper care of and properly manage your money, your money should take care of you. It doesn’t sound like much, does it? BUT when you take that dime and multiply it by ten, this equals $1.00. The percentages stay the same. The amounts go up. I’ll do the same things I just did with a dime - only I’ll do it using $10. This time I won’t use the explanations. [please stay with me]: 1] Give 10% or $1 to your favorite charity. DO IT! 2] Put 10% or $1 into a savings account for yourself. Please don’t touch this money. 3] Spend 10% or $1 to spend on yourself. 4] 35% or $3.50 put aside to pay your income taxes. 5] 25% or $2.50 for the same exact items I described above. 6] 10% or $1 for a “rainy day”. I’ll do this again. Now, I’ll use $100. Same percentages. Nothing changed except the amount. 1] Give 10% or $10 to your favorite charity. DO IT! 2] Put 10% or $10 into a savings account for yourself. Please don’t touch this money. 3] Spend 10% or $10 to spend on yourself. 4] 35% or $35.00 put aside to pay your income taxes. 5] 25% or $25.00 for the same exact items I described above. 6] 10% or $10 for a “rainy day”. Suggestion #7: I want everyone to know I DO NOT own any portion of this man’s estate, nor am I associated with him or any one else connected with him in any way. I am not part of the publishing company or an agent or anything else. This man does not know me from Adam AND I don’t know him. I know of him and the wonderful book he wrote. THIS IS NOT SPAM. You and your friend should each buy a copy of this book: “The Richest Man in Babylon” by George S. Classon Its very easy to read. Its very easy to follow. You can write in it. You can make notes in it. All you have to do is to read five [5] pages - Let’s count 1 - 2 - 3 - 4 - 5 of this book - or any book - each and every day. OR You can leave it sit on the shelf, on a table or on the floor and let it collect dust. Suggestion #8: Journal every day on your computer. What you learned and what you were taught. What to do and what not to do. Here are the two old sayings: A] "The only stupid question is the question you don't ask." B] "So, you thought --- and think --- education is expensive? Just wait until you try ignorance." Suggestion #9: Ask your parents or teachers about these. TRUE STORY: When I was about 8, 9 or 10, I wished for something or I wished I could do something or I wished one of my terrific aunts would come home so we could do something. I said my "wish" loud enough for my wonderful Grandmom to hear. She stopped what she was doing (making bread, I think), took-off her apron and washed her hands. In a very sweet, matronly way, she took me by the hand and led me to the living room [“the parlor” she called it]. My Grandmom sat in my Grandpop’s chair and pulled me very close to her. As though she was telling me a secret only I could hear, she spoke very softly, saying, “I’m going to tell you two things I think are important enough for you to know. Number 1, I love you. - No matter what you say or what you do, I‘ll always love you.” I was playing with my hands, looking down at them. I glanced up and looked at her face. She was smiling. I said, “I love you too, Grandmom.” She said, “Yes, I know that.” She continued, “And number 2: Wish in one hand and pee in the other - then see which one gets filled first!” We hugged each other. She probably hugged me a lot harder than I hugged her. She arose and went back to the kitchen. I continued whatever I wasn’t doing. I invested my time in you and in your dreams. I gave you some suggestions and a light down a path. As you can see, YOU HAVE OTHER CHOICES, don’t you? The rest is up to you. AND IF you doubt one word of this answer, please print a copy of it and show it to your parents, teachers or anyone else you might think may be on your side. Those folks might just agree with me or perhaps you. I have much, much more. This is enough for right now. Thank you for asking your question. I enjoyed taking the time to answer your question. You did a great job - not only for your information, but for every other person interested in reading my answer. Thanks to everyone for reading my answer. I wish you well! Very Truly Yours, Ron Berue Yes, that is my real last name.
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