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What happens if you have a dishonest banker one not telling you the truth?

I concerded myself very lucky, like some I recieved one of those real high priced checks in my mail, so after a few days i took it to my bank after reporting to the police and 88 crime, yes check very up and up, but i also pointed out to my bank i drew it up on my computer, bank and all their, even the place i bank at was in those banks that were listed, all was checking out real well, till we found out the number on check has no calling or record on it, oops sorry but i thank some of those people are looking into fraud now myself i do go the limit checking out things that might hurt or turn on my family, that being one of them i can asure you it did get reported, and it really upsets me over more of the elderly people being their targets for crimes, you bet if it happens again it will be a repeat, i do not take it very lightly over one messing over my family or friends.

Public Comments

1. Bravo to you for being smart about strange checks. I was formally a banker and saw a lot of tears from this sort of fraud and a lot more relieved faces for what we found before it was too late. I have heard of some instances when people would break into a bank not to steal money, but to steal blank checks. Frauders go thorugh great pains to make thier checks seem legit. What they almost always don't have control of is registering the check in the bank's computer system. Example: You try to deposit a $7500 check into your checking account, that check will be investigated before its funds are released so you won't accidentally spend money on an illegal check. So to my personal advice, always try to cash a check from the bank its drawn off of. If you can't do that, deposit it and wait.
2. hmmmmmmmm? that is a great question and i will keep in mind what went down
3. It is just another case of the old saying, "If it sounds too good to be true, it probably isn't". How can the average person think that a total stranger is going to give them a large amount of money, out of the blue, if, in return they send a smaller amount of money? If you had $10,000, would you look in the phone book, find a name of a person and tell them that if they give you $5,000, you'll send them a check for the $10,000? Of course not. So, why then would you think that a perfect stranger would do it for you?
4. Hi, Lois. Like you I always double check things. Like the old saying if it's too good to be true it probably isn't. I've seen another play on those checks that are almost as bad. You cash them only to find out later they were supposedly loans with high interest rates. One I caught (thank God didn't cash, though I needed it) had 35% interest rate, low monthly rate & a high penalty rate for early payment. I figured out that "loan" for $2,500 would have ended up costing close to $8,000. The attorney general said it could've been fought by them because the interest rate was above what the law allowed but very few ripped off ever call his office. But even with them fighting it once the check is cashed the person would still have to pay it back & they could still charge the max. I never cash any check unless I know it's coming. I'm glad you checked it out.
5. Lois, you are one of the lucky ones. Good for you for checking it out. So many people think WOW. what a deal and cash that check and then they are in big trouble and can't do anything about it. I would never cash a check that I knew nothing about coming because I would automatically think something was wrong. I hope many people read your post. Thanks for posting it.
6. Sue.