Is there any way to get as judgement removed from my public record?
I had a judgement entered against me last month. I don't care about it being on my credit report, but I do care about it being listed in the public records. Meaning anyone can go in and see my judgement. First off the judgement is in the wrong amount and I have proof I have made some payments. If I pay it off, can I at least get it removed from my public record? I know it will be on my credit report for 7 yrs or whatever, but I need it removed from the public records at the courthouse, because I can't get certain jobs as long as it's there. Any lawyers or attorneys that help, could I e-mail you for more help? How or what can I do to get this removed from my public records? I don't want it to say paid, I need it removed from my public records. As I said I don't care if it's onm my credit report, but I need it removed from my public records. Please only serious advice and help only as this affects my life and career. Thanks for any help!!!
Public Comments
- No, you can't remove it. That's what a judgment means.
- No you cannot get it removed from public records. You are probably going to get unsolicited mail from bankruptcy attorneys though. Just toss those. Anyway, the longer it sits on your credit the less it means to creditors. If you pay it off then it will show that it is paid and that MIGHT help. But it is my experience that even paying off a judgment does nothing. So why pay it, right? Well, yes and no. Since there is already a judgment the damage is done and move on. Or you could negotiate with the lawyer too pay it and get it removed. This is called "pay for delete" and it is perfectly legal. If someone tells you differently they are lying their faces off. Go to debtorboards.com for more information and help. I highly encourage people to go to this site. It is free and so is the information. Ciao!!
- Sorry, there is no way to get judgements removed from public records. Credit reporting agencies will keep this on your record for 7 1/2 years from date of delinquency. If you receive a notice that a default judgment has been issued against you and you were not aware of the court date, immediately go to the court and request copies of all the paperwork. Look for mistakes and misinformation, especially on when and how you were notified. If you believe you were not given "due process" then you can file a motion for rehearing or motion to dismiss with the court. If you can prove that you were not given due process, the judge must consider your circumstances. It's possible to have the case dismissed. Unless you are very comfortable with filing pro se (by yourself) I highly encourage you to discuss your case with an attorney well versed in credit and debt consumer law. hope this answers your guestion.
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